Author: Dave Johnson

Workers Compensation Facts:

There are approximately 600 employment classifications called workers compensation class codes. Workers Compensation Class Codes are created by the National Council on Compensation Insurance (NCCI). NCCI reviews statewide claims data each year and suggests potential rate adjustments to the Florida Office of Insurance Regulation. Based on this annual recommendation, the …

Commercial Property Insurance

Low Commercial Insurance Rates for Buildings in Coastal Counties!       Building Occupancy:   Office, Retail, Warehouse, Apartments, Commercial Condos, Strip Centers, Self Storage, Boat Dry Storage, Multipurpose, Restaurants, Hotels/Motels and Vacant Buildings Building Construction: Fire Resistive, Modified Fire Resistive, Masonry Non Combustible, Joisted Masonry, Non Combustible and Wood Frame Construction …

Business Insurance Products Summary

As a result of our ongoing marketing activity within the SWFL business community, you may recognize my name from prior networking groups, insurance related e-mails, or we may have worked on your company’s insurance program in prior years… Our agency is the Southern Insurance Group (SIG) with offices located in Central …

Contractors and Skilled Artisans

Are you searching for competitive insurance premiums that won’t increase at your next renewal date?  Does your agent understand your business and required General Liability endorsements such as: Additional Insured (CC2010-CG2037), Waiver of Subrogation, Per Project Aggregate, Primary Non-Contributory wording? We have the right insurance products for you!  There are …

Preparing For Your Audit

Insurance Audits… We are Here to Help! Many General Liability policies are quoted based on your company’s expected sales or payroll for a 12 month period. Workers Compensation premium is always calculated on your anticipated payroll. Why Do Insurance Carriers s Conduct Audits? Since General Liability (GL) and Workers Compensation …

Air Conditioning Contractors

The Southern Insurance Group (SIG) has you covered!  As an air conditioning contractor in SWFL, you have several mechanical/electrical items to design or diagnose while conducting new installs or basic HVAC maintenance on an existing system. When you receive “No Air” service calls to your office, the homeowner’s number one priority is to …